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Introducing the Business and Ag Financial Centre Team
Karen Hilts
Sr. Advisor | Business and Ag Financial Centre
Lloydminster
Raven Luchinski
Account Advisor | Business and Ag Financial Centre
Lloydminster
Lexi Marchadour
BSc - AgBus
Sr. Advisor | Business and Ag Financial Centre
Lloydminster | Paradise Hill | St. Walburg
Heidi Mark
Advisor | Business and Ag Financial Centre
Lloydminster
Kaley McLeod
B. Sc. Ag., ACUIC
Regional VP, Business & Ag Financial Centre
Lloydminster
Regional VP, Business & Ag Financial Centre
Lloydminster
Sydney Payne
BSc - AgBus, CPC, FCUIC
Advisor | Business and Ag Financial Centre
Lloydminster
Jessica Retzleff
Account Advisor & Analyst | Business and Ag Financial Centre
Lloydminster
Ron Thompson
ACUIC
Sr. Advisor | Business and Ag Financial Centre
Lloydminster
Dawson Vallier
B.Comm
Advisor | Business and Ag Financial Centre
Lloydminster
Hello, I'm Karen Hilts, a Senior Advisor at the Business & Ag Financial Centre. With over 25+ years of local experience, I bring a unique perspective to understand your needs and wants.
As a local expert, I'm agile and well-prepared for both expected and unexpected events in our communities. I specialize in assisting with commercial and agricultural needs, whether you're starting up, growing, or planning for succession. I can also help developers with pre-sold, spec, or lot purchases, as well as professionals in specialized industries to achieve their unique goals.
Giving back to the community is a core value for me. I volunteer at numerous non-profit, agricultural, school, and financial literacy events, ensuring I contribute to the growth and development of the community I call home. Synergy's support inside and outside of work hours speaks volumes about our commitment to the community.
Whether you're on either side of the border, I can assist you with commercial financing, agricultural financing, provide local advice, and collaborate with you to find the best products and services.
Let's connect and explore how I can support your financial goals. Contact me today!
Hi there! I'm Raven Luchinski, an experienced Account Advisor with the Business & Ag Financial Centre Team at Synergy. With over 10 years in the industry, I understand the unique needs of small businesses, commercial ventures, and agricultural operations in our communities. I'm here to help you achieve your financial goals and provide timely support through thick and thin.
As your account advisor, I'm here to assist you with a range of services, including small business, commercial, and ag account openings. I can also guide you through various cash management services, such as Customer Automated Funds Transfer (CAFT) services and digital (online) banking options. And if you're looking for investment planning, rest assured that I've got you covered with guaranteed business and ag investment solutions.
In addition to my professional achievements, I take pride in volunteering with organizations like Meals on Wheels and continuously seeking opportunities to learn and grow. Community service is a driving force for me, as it allows me to contribute to the betterment of our communities and build strong connections.
Now, for a fun fact about me— I'm an avid DIYer, always finding inspiration from Pinterest and embarking on exciting projects.
Let's connect and discuss how I can help you thrive financially. Reach out today, and let's get started on achieving your goals together!
Hi there! I'm Lexi Marchadour, a Senior Advisor with the Business & Ag Financial Centre. Although I joined Synergy in 2021, I've been in the financial industry since 2019.
Understanding your operations and goals is my top priority. I take the time to consult with members, creating a clear path to achieve their financial goals while ensuring overall financial well-being.
With a Diploma in Business Management and a Bachelor's degree in Agribusiness, I bring a strong educational background to provide you with expert guidance.
When I'm not working, you can find me volunteering at the Frenchman Butte Museum. Being involved in the community allows me to support those who support us and to connect with new people in the area.
As an advisor, I can assist you with commercial and agricultural mortgages, as well as loans. Let's work together to find the best solutions for your financial needs.
Ph: 1-306-500-5038
Hey there, I'm Heidi Mark, an Advisor at the Business and Ag Financial Centre. With a career spanning over 24 years, I joined Synergy in June 2014, bringing a wealth of industry experience and expertise.
My focus is on serving both Agriculture and Small Business members, providing personalized advice and tailor-made solutions that fit your unique needs. I understand the importance of flexibility for you, your business, employees, and your family. I'm deeply committed to our community, staying connected and knowledgeable about the industries that drive our local economy.
With a UofS Diploma in Agriculture, specializing in Multiple Enterprise Management, I strive to stay engaged with local communities. I volunteer at various agriculture and business events, chairing the Lloydminster Farmers' Bonspiel since 2008. Additionally, I represent the Lloydminster Chamber as a Member Representative on the Chamber Member Relations Committee.
Giving back and making a positive impact is something that truly makes me feel good. It's an honor to contribute my time to better the lives of the people and the place we call home.
Now, here's a fun fact about me: I was the Saskatchewan Dairy Princess in 1993!
As your Advisor, I'm here to help develop and manage Ag and Commercial Small Business relationships. I can assist you with day-to-day banking, investing, borrowing, and connect you with our exceptional team of partners when needed.
Let's connect and discuss how I can support your financial goals. Reach out to me today, and let's embark on a successful journey together!
Regional VP, Business & Ag Financial Centre
Lloydminster
I'm Kaley McLeod, an experienced financial professional who began my career in 2004 and joined Synergy in 2014. As the Manager of the Business & Ag Financial Centre, I lead a fantastic team of experts with diverse industry experience.
We not only live and support local, we ARE local, which means we understand our economy and the dynamics that drive it. Our deep understanding of the economy allows us to offer a range of products and services designed to improve your financial health, regardless of your industry.
With flexibility and mobility as our strengths, we meet you where and when it suits you best, whether you're on one side of the border or the other.
My team works closely with members to provide personalized advice and flexible solutions for financial wellness. Whether you're starting up, growing, or planning for retirement, we have borrowing, deposit, and cash management options to support you.
In addition to my professional endeavors, I believe in the power of volunteering to strengthen our communities and expand my network. By sharing my time with organizations like The Bea Fisher Foundation and Lloydminster KidSport, I improve the quality of life for others.
On a personal note, music fuels my energy and passion for success. I run on music, the louder, the better!
Let's connect and discuss how we can contribute to your financial success.
Ph: 1-306-500-4972
Hey there, I'm Sydney Payne! I'm an Advisor with the Business & Ag Financial Centre at Synergy Credit Union since January 2021. I'm passionate about empowering local agricultural producers and small business owners to achieve their financial goals. With a Bachelor degree in Agribusiness, Certificate of Professional Communication, and FCUIC accreditation, I bring expertise and a unique perspective to the table.
Beyond work, I'm deeply committed to making a positive impact in our communities. I volunteer at events like Agri-Visions, Stockade Roundup, Cattlemen's Call, GMACK Steer & Heifer Show, 4-H Expo, and the Turtleford Summer Cattle Show, contributing to our community's growth.
I actively promote financial literacy and empower individuals to make informed financial decisions. Additionally, I contribute to the Heart of Treaty 6 Committee, where I work alongside dedicated individuals to foster relationships and drive positive change. As a Startup Lloydminster Board Member, I am passionate about supporting and nurturing the entrepreneurial spirit in our region.
Fun fact: I love cows, coffee, and curling! Growing up in a rural community, I developed a deep appreciation for agriculture.
If you're seeking a financial professional who understands local needs and actively contributes to the community, let's connect!
Get in touch with me today and let's explore the exciting possibilities of small business and ag borrowing options tailored specifically for your operation.
Hey, I'm Jessica Retzleff, an Account Advisor and Analyst at the Business & Ag Financial Centre. With a strong background in business and a genuine passion for supporting our members' journeys, I joined Synergy in 2009 and returned in 2016 after exploring other Credit Unions.
I bring a personable and knowledgeable approach to my role, dedicated to helping businesses in our communities thrive. Alongside my Business Diploma from Grant MacEwan, I've completed the Indigenous Canada Course and I'm currently pursuing a Business Management Degree through Lakeland College/Athabasca University.
Outside of work, I'm an active volunteer and proud member of Synergy Emerging Leaders. I engage in community initiatives, such as conducting Financial Literacy Presentations in schools, and I cherish the opportunity to connect with the people in the communities we serve.
Fun facts about me? I'm a fan of specialty coffees and lattes, enjoy home store shopping, live music, and have a passion for traveling.
I'm here to support your business's account needs and handle behind-the-scenes tasks for your loan requests. So, let's chat and explore how I can assist you in achieving your business goals.
Ph: 1-306-500-4957
Hello, I'm Ron Thompson, a Senior Advisor with the Business and Ag Financial Centre (BAFC) team at Synergy CU. With a rich experience spanning over three decades in the financial services industry, I have honed my expertise to offer you customized solutions that truly cater to your needs.
I believe in thinking outside the box to craft solutions that meet the individual needs of you and your business. Your success is my priority, and I strive to make a real difference in your financial journey. Backed by a diploma in Business Administration from SIAST, I bring a solid educational foundation to complement my vast experience. Additionally, I hold the designation of Associate of the Credit Union Institute of Canada (ACUIC), which further enhances my expertise.
Beyond my professional life, my true joys revolve around my family—my children and grandchildren enrich my life in countless ways. Moreover, I find immense fulfillment in community service and involvement. Seeing the positive impact of our efforts to make our communities better places to live is genuinely rewarding.
And, if you're wondering about my guilty pleasure, it's coffee! You will always find a cup of coffee in my hand or within reach. It fuels my passion for what I do and keeps me energized to serve you better.
I'm here to assist you with an array of services, including:
- Commercial and agricultural financing on both sides of the border
- Financing of professional corporation and structures
- Income/Rental properties
- Multiple unit properties; hospitality
- Business purchases and expansion, including restructures
- Joint ventures and complex ownership structures
- Farm purchases and expansions
- Financial advice tailored to your needs
Reach out to me, and let's embark on a journey towards your financial success and prosperity.
Ph: 1-306-500-5172
B.Comm
Advisor | Business and Ag Financial Centre
Lloydminster
Hello, I'm Dawson Vallier, an Advisor with the Business and Ag Financial Centre team in Lloydminster.
With a background firmly rooted in Finance and Real Estate, I began my journey with Synergy Credit Union as a summer student in May 2022, initially contributing to the Risk and Compliance team. I transitioned to the Business and Ag Financial Centre in May 2023, where I've been committed to delivering tailored and pragmatic advice to individuals and businesses alike, fostering growth and success.
Credentials/Education:
- Business Administration Diploma: Real Estate Appraisal & Assessment
- BComm - Finance
Beyond the office, I find solace in pursuits such as golfing, attending hockey games, and indulging in powersports. However, my passion extends beyond personal interests. Having experienced the profound impact of community support through involvement in local sports teams during my upbringing, I'm driven to reciprocate that support. Synergy's ethos aligns perfectly with my values, affording ample opportunities to give back and reinforce the community fabric that has shaped me.
On a lighter note, I harbor a guilty pleasure that brings joy and excitement during football season – from September through February, you can bet I won't miss a single Sunday match. It's a tradition I cherish, providing a welcome respite from the rigors of daily life.
I can assist your business with:
- Business loan
- Business mortgage
- Agriculture loan
- Agriculture mortgage
Let's collaborate and transform your financial aspirations into tangible achievements. Reach out today, and together, let's navigate the path to your success.
Book an appointment with Dawson
Email: Dawson.Vallier@synergycu.ca
Phone: 1-306-400-9414
Dawson Vallier | LinkedIn
Business and Ag Branch Team
Shaun Henry
Branch Business and Ag Advisor
Branch Business and Ag Advisor
Branch Business and Ag Advisor
I bring over 24 years of experience in the financial services industry, with 22 of those years dedicated to the Credit Union sector. My tenure at Synergy Credit Union from 2011-2019 was a career highlight, and I am thrilled to have rejoined the team since August of this year.
Philosophy:
Your success is my success. My goal is to find the best financial solutions to enhance your financial wellness today and into the future.
Credentials/Education:
- Diplomas in Management and Marketing
Personal Highlights:
Seeing a member release the tension from their shoulders and mind after offering solutions is what drives me each day. I believe it takes a community to raise a family, and the more involved we are as residents, the safer and stronger our community becomes.
Fun Fact:
It’s really tough for me to turn down a chocolate bar!
While my specialty is lending in any capacity, I am here to help with any financial worries. If I don’t have the answer, our great team will work together to find it. Contact me today and let’s begin crafting your business’s financial future.
Book an appointment with Shaun
Email: Shaun.Henry@synergycu.ca
Ph: 1-306-500-6918
Nadine Wilson
RIS
Branch Business & Ag Advisor | Synergy Credit Union
Mutual Fund Investment Specialist | Aviso Wealth
When did I join Synergy/start my career in the financial services industry? September 2002
What’s my favourite part of helping members?Helping them to achieve their financial goals and providing advice to attain those goals. I love interacting with my members and getting to know them to find those areas we can assist them with.
What’s one piece of advice I can give that I think is crucial? Use your advisor to discuss and plan your financial goals. I can assist you with all of your borrowing needs as well as get your retirement plan started for you.
I can assist you with:
- New accounts
- Term investments
- Business loan
- Business mortgage
- Agriculture loan
- Agriculture mortgage
- Investment planning
- Mutual funds*
- Retirement savings
- RRSPs, TFSAs, RESPs
Book an appointment with Nadine
Email: Nadine.Wilson@synergycu.ca
Ph: 1-306-500-6800
*Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc.
Jordan Heffner
Branch Business & Ag Advisor | Synergy Credit Union
When did I join Synergy? August 2022
What’s my favourite part of helping members? Helping them reach their financial goals and seeing members succeed.
I can assist you with:
- Lines of credit
- Business loan
- Business mortgage
- Agriculture loan
- Agriculture mortgage
- Credit cards
- Personal loan
- Personal mortgage
Book an appointment with Jordan
Email: Jordan.Heffner@synergycu.ca
Ph: 306-500-1922
Jennifer Wilson
Branch Business & Ag Advisor | Synergy Credit Union
Hello, I'm Jennifer Wilson. For over two decades, I've been dedicated to serving the financial needs of individuals and businesses alike. Since October 29th, 1997, I've proudly been a part of the Synergy Credit Union team.
As your advisor, I don't just offer standard services; I provide personalized guidance tailored to your unique aspirations. My commitment to your success is unwavering, driven by a passion to empower businesses and agricultural ventures. Whether you're just starting out or reaching new heights, I'm here to be your trusted advisor, helping you navigate the financial landscape and turn your dreams into reality.
Community service isn't just something I do; it's a fundamental part of who I am. Each year, I dedicate over 130 hours to various organizations and events, connecting with the vibrant community of Maidstone. These experiences not only fulfill me personally but also provide valuable opportunities for business development and growth.
On a lighter note, I'll confess to a guilty pleasure: indulging in a bit of chocolate. But when I truly seek solace, you'll find me surrounded by the serene beauty of the mountains.
Credentials/Education:
Office Administration Diploma
I can assist you with:
-
Business & Ag Account Services
-
Business & Ag Investment Services
-
Business & Ag Borrowing (Under $1 million or above)
Let's collaborate to transform your financial goals into achievements.
Book an appointment with Jennifer
Email: Jennifer.Wilson@synergycu.ca
Phone: 1-306-500-6903
Jessie Whitney
Branch Business & Ag Advisor | Synergy Credit Union
When did I join Synergy? March 2, 2004
How many years I you been in the financial industry? 17 years
What’s my favourite part of helping members? I love being able to assist my members with their financial goals. Knowing that I can provide solid advice and see my members thrive is very satisfying.
What’s one piece of advice I can give that I think is crucial? Take control of your financial wellness and don’t leave it to chance! Budgeting is a great tool to start setting yourself up for success and knowing you can achieve your goals.
What keeps me up at night? Not being able to fill every member’s request. I have found that if they seek the advice from professionals (financial advisors, accountants and lawyers, for example) early on in life, that there is a greater chance they will reach their goals in the future.
Email: Jessie.Whitney@synergycu.ca
Ph: 1-306-500-6767
Lexi Marchadour
BSc - AgBus
Sr. Advisor | Synergy Credit Union
Hi there! I'm Lexi Marchadour, a Senior Advisor with the Business & Ag team at Synergy Credit Union. Although I joined Synergy in 2021, I've been in the financial industry since 2019.
Understanding your operations and goals is my top priority. I take the time to consult with members, creating a clear path to achieve their financial goals while ensuring overall financial well-being.
With a Diploma in Business Management and a Bachelor's degree in Agribusiness, I bring a strong educational background to provide you with expert guidance.
When I'm not working, you can find me volunteering at the Frenchman Butte Museum. Being involved in the community allows me to support those who support us and to connect with new people in the area.
As an advisor, I can assist you with commercial and agricultural mortgages, as well as loans. Let's work together to find the best solutions for your financial needs.
Ph: 1-306-500-5038
Jensen Attrux
Account Advisor & Analyst | Synergy Credit Union
New Community Branch
Ujjwaldeep
Account Advisor & Analyst | Synergy Credit Union
New Community Branch
Patrick Latham
Advisor, Business & Ag | Synergy Credit Union
New Community Branch
Anthony Adeseiye
Manager, Business Advisory Services | Synergy Credit Union
New Community Branch
- New accounts
- Term deposits
- Credit cards
- Wire transfers
- Customer Automated Funds Transfer (CAFT)
Phone: 1-306-500-3037
Hello! I’m Ujjwaldeep, an Account Advisor & Analyst with the Business & Ag team at Synergy’s New Community branch in Saskatoon. With over two years of experience in the Credit Union system, I’m deeply committed to making a positive impact in our community.
I find immense motivation and satisfaction in Synergy’s dedication to community services. Whether it’s supporting local businesses or assisting our agricultural members, I’m here to help!
- Setting up new accounts
- Handling loan requests
- Managing searches and registrations
Feel free to reach out—I’m always ready to assist!
Book an appointment with Ujjwaldeep
Email: Ujjwaldeep@synergycu.ca
Phone: 1-306-500-9435
I joined Synergy in November 2023, but my journey in the financial services industry began back in 2009 within the credit union system. Over the years, I’ve honed my skills in member service, credit risk analysis, investments, and enhancing the overall member experience.
I’m committed to delivering professional, hand-crafted service, tailored specifically to your needs and objectives. My goal is to ensure that every interaction is positive and that you feel understood and valued.
I take pride in my ability to communicate with members at their level of understanding, which leads to a positive experience in every interaction. Whether it’s simplifying complex financial concepts or providing personalized advice, I’m here to help.
As a youth hockey parent and coach in Saskatoon, I believe that sports teach us invaluable lessons about teamwork, dedication, and overcoming adversity. These experiences shape who we become and instill a sense of accomplishment that lasts a lifetime.
Fun Fact:
I’ve been known to cheer against my own favorite team because my fantasy hockey or football team needed the points. It’s all in good fun and part of the excitement of the game!
How I Can Help:
My areas of expertise include commercial lending and financial advisory services. Whether you’re looking to grow your business or need advice on managing your finances, I’m here to provide the support and guidance you need.
Feel free to reach out to me for any financial advice or services you may need. Let’s work together to achieve your financial goals!
Book an appointment with Patrick
Email: Patrick.Latham@synergycu.ca
Phone: 1-306-500-6761
Hello, I'm Anthony Adeseiye, your Senior Advisor for Business and Agriculture at Synergy Credit Union's New Community Branch. I joined Synergy in June 2023, bringing over a decade of financial services experience.
In my career, I've specialized in credit risk analytics, corporate finance advisory, and consulting services for a wide range of businesses. I've played a significant role in facilitating numerous bilateral and syndicated deal financings, working with multinational corporations, mid-sized enterprises, and emerging businesses.
Credentials/Education Highlights:
- Diploma in Accounting, ACCA
- Project Management Professional (2016), PMI
- BEng Petroleum Engineering
Community involvement is a strong motivator for me. I firmly believe in contributing to social and economic programs to create a positive environment for all. Plus, a fun fact about me – I have a sweet spot for ice cream!
I'm committed to delivering professional, efficient service, and crafting tailored financing solutions that align with your objectives. My areas of expertise include commercial lending and financial advisory services.
Let's connect and work together to achieve your financial goals.
Book an appointment with Anthony
Email: Anthony.Adeseiye@synergycu.ca
Phone: 1-306-985-5190
Solutions for Growth and Success
Business & Ag Loans
Business & Ag Mortgages
Business & Ag Account Packs
Business Credit Cards
Nuggets of Knowledge
Building Your Dream
Boosting Your Bottom Line
Unlocking Your Business's Potential
Scaling Up for Success
Securing the Future
Ensuring a Golden Retirement
Building Your Dream
Boosting Your Bottom Line
Unlocking Your Business's Potential
Scaling Up for Success
Securing the Future
Ensuring a Golden Retirement
Inspired by our Members
Lloydminster Rescue Squad
Guppy’s Car and Truck Wash and Spa
D&A Optometry
Mike's Oilfield Services Ltd.
Tasty K's
Fourth Meridian Farms
Southern Spur Ltd.
Moore Family Farm
4th Meridian Brewing Co.
Lloydminster Rescue Squad
Guppy’s Car and Truck Wash and Spa
D&A Optometry
Mike's Oilfield Services Ltd.
Tasty K's
Fourth Meridian Farms
Southern Spur Ltd.
Moore Family Farm
4th Meridian Brewing Co.
