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Member Card® Debit Card 

Experience hassle-free cash flow management with the Synergy Credit Union Member Card! Whether you need to withdraw cash, make a deposit, check balances, or make loan payments, our debit card has got you covered. Plus, as a credit union member, you'll have access to a vast network of over 1,900 ATMs nationwide - all without any extra fees. And with compatibility at any ACCULINK®, INTERAC®, CIRRUS®, or MAESTRO® marked ATM or point-of-sale machine, you can easily manage your finances wherever you go.
Debit Card Management
Take control of your Synergy Credit Union Member Card® debit card with Debit Card Management! Manage your card easily through our app and online banking. Enjoy peace of mind with on/off controls, transaction blocking, and more! Secure and flexible banking at your fingertips!


INTERAC® Flash
Simplify your payments with Synergy Credit Union Member Card®! Tap your card for purchases up to $250 at any point-of-sale machine displaying the INTERAC Flash logo or wave symbol. For larger purchases or when tap isn't available, insert your card and enter your PIN. With daily limits in place, trust that your payments are secure. Use your Synergy Credit Union Member Card today and enjoy the convenience and security of INTERAC Flash!

Control and Security for Your Synergy Credit Union Member Card® Debit Card

With Debit Card Management, you'll have complete control over your debit card's usage. You can lock or unlock your debit card, block or unblock purchases, refunds, ATM transactions, and international transactions with just a few clicks. If you misplace your card, simply log in to your account and block your card immediately 24/7 until you find it or report it lost or stolen. Worried about fraudulent activity on your card? Block all international transactions with ease. And for those who still have concerns about Flash (Tap) technology, you can turn your card on and off as you wish with Debit Card Management.

In short, Debit Card Management is the ultimate in card security. With the power to lock or unlock your card and block or unblock transactions, you'll enjoy greater control over your finances and more peace of mind.

In your online banking or Synergy CU mobile app, you can:

  • Lock/unlock your debit card(s).
  • Lock/unlock transactions in select provinces and territories.
  • Lock/unlock POS transactions within Canada.
  • Lock/unlock international POS transactions outside Canada.
  • Lock/unlock ATM transactions within Canada.
  • Lock/unlock international ATM transactions outside Canada.
  • Lock/unlock contactless payments and smart card transactions (NFC and tap).
  • Set worldwide ATM and POS "per-transaction" limits.
Need a visual? Watch a step-by-step demonstration of Manage Debit Cards.

Unlock a world of benefits when you select one of our PowerPack or SmartPack accounts and make retail purchases using your Member Card® debit card.

  • Relish in the added benefits of protection for up to 120 days* in case your purchase is stolen, dropped or damaged,
  • Receive up to 2 years of extended warranty* on products whose manufacturer's warranty is valid in Canada for five years or less, giving you ultimate peace of mind, and
  • Enjoy price protection for 60 days* from the date of purchase, ensuring you get the best value for your money.

Choose one of our exclusive accounts and indulge in these amazing benefits today!

*Please read the Certificate of Coverage for more details.
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