MEMBER.OWNER.VIP.
When you choose Synergy, you choose a financial institution worthy of your business. One that aligns with your values, channels profits to you, and invests in your own backyard.
Tell your friends. Join Synergy.
Member Perks
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PROFITSHARES AND MEMBER REWARDS
When the credit union has success, so do our members. Through our ProfitShares program, you can share in our profits through rate bonuses on deposits, rate rebates on loans (on most products) and dividends to your ProfitShares account. What’s even better, is that the more business you do with Synergy, the bigger your share.
LOCAL EXPERTS & LOCAL DECISION MAKING
Our team is your team. Synergy experts are a team of hard-working and dedicated people who live and work right here in your community. Not only do they understand your challenges, they also have the skills and training to tailor innovative solutions to your unique financial needs.
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FULL SERVICE PLANNING
We believe in our members and want to help them achieve their financial goals. That’s why we have experienced specialists ready to help by offering holistic planning and transparent advice. We’ll make sure your financial house is sturdy in the case of an emergency or illness and you are on the right track to achieve your financial goals.
BANK WHEN & WHERE IT'S CONVENIENT FOR YOU
When you bank digitally, you want to be sure that it’s safe and secure. After all, it is your money we are talking about. We offer a digital banking experience, one where security* is key, but that is also about you, such as being able to upload photos and customize your favourites while doing all the things you’ve come to expect from banking digitally. We are so confident in our digital banking, that we guarantee it.
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HELPING OUR COMMUNITY
Giving back to our communities is a value and commitment that guides us every day, whether it's providing financial support through our Synergy Shares program or volunteering for local events in the cities and towns that we serve.
See more Member Perks
Relationship Rewards
We like to reward our members in many ways. One of which is pricing based on the business you do with us. Offers like the Powerpack relationship rebate or the relationship rewards on our Business and Ag accounts.
Extended Warranty and Price Protection
When you make a purchase from your SmartPack or PowerPack account, enjoy protection on the purchases of most retail items for 120 days if the item is stolen, dropped or damaged; up to two years of extended warranty on products whose manufacturers’ warranty is valid in Canada for five years or less; and price protection for 60 days from the date of purchase.
Your deposits are fully guaranteed
Deposits held in Synergy Credit Union are fully guaranteed. There is no limit to the size of deposit covered by the guarantee – whether $1 or $1,000,000 or more, all deposits are fully guaranteed.
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Tips & Advice
Making sense of your money means having the right information at the right time. That’s what we’re here for. Visit our Advice Centre for easy access to the information you need.
Elevate Your Financial Literacy
Join the free online Synergy Academy for accessible financial education. Our goal is to empower you as a capable financial advocate. Explore "It's a Money Thing Academy" – a series of no-cost online courses designed to enhance your money management skills at your convenience.
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Speak to someone local
Sometimes you just want to speak to someone, and in today’s world, that can look a little different to each of us. Whether by phone, live chat, email or in person, you’ll speak with a local expert from right here on the prairies.
Member Owner
When you are a member, you have a say in how Synergy Credit Union operates through an opportunity to be a Director, to vote in our Board of Directors elections and by participating in the voting in bylaw changes at our Annual General Meeting. Democratic Member Control is one of the founding 7 Co-operative Principles Synergy is guided by.
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Leading with Purpose
Synergy’s leadership sets and guides the overall direction of the credit union to ensure its success, as both a viable business, and a socially, environmentally and economically responsible financial co-operative. They aim to ensure the credit union’s values are aligned with its membership and business is conducted in an effective, open, transparent and ethical manner.
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The Synergy difference is recognized across the province
Being a top employer is pretty awesome. Working for a top employer is even better. The team at Synergy make a difference in people's lives and in communities we live in. For us, it's not just about a job here. It's about having a purpose that really matters.
Relationship Rewards
We like to reward our members in many ways. One of which is pricing based on the business you do with us. Offers like the Powerpack relationship rebate or the relationship rewards on our Business and Ag accounts.
Extended Warranty and Price Protection
When you make a purchase from your SmartPack or PowerPack account, enjoy protection on the purchases of most retail items for 120 days if the item is stolen, dropped or damaged; up to two years of extended warranty on products whose manufacturers’ warranty is valid in Canada for five years or less; and price protection for 60 days from the date of purchase.
Your deposits are fully guaranteed
Deposits held in Synergy Credit Union are fully guaranteed. There is no limit to the size of deposit covered by the guarantee – whether $1 or $1,000,000 or more, all deposits are fully guaranteed.

Tips & Advice
Making sense of your money means having the right information at the right time. That’s what we’re here for. Visit our Advice Centre for easy access to the information you need.
Elevate Your Financial Literacy
Join the free online Synergy Academy for accessible financial education. Our goal is to empower you as a capable financial advocate. Explore "It's a Money Thing Academy" – a series of no-cost online courses designed to enhance your money management skills at your convenience.

Speak to someone local
Sometimes you just want to speak to someone, and in today’s world, that can look a little different to each of us. Whether by phone, live chat, email or in person, you’ll speak with a local expert from right here on the prairies.
Member Owner
When you are a member, you have a say in how Synergy Credit Union operates through an opportunity to be a Director, to vote in our Board of Directors elections and by participating in the voting in bylaw changes at our Annual General Meeting. Democratic Member Control is one of the founding 7 Co-operative Principles Synergy is guided by.

Leading with Purpose
Synergy’s leadership sets and guides the overall direction of the credit union to ensure its success, as both a viable business, and a socially, environmentally and economically responsible financial co-operative. They aim to ensure the credit union’s values are aligned with its membership and business is conducted in an effective, open, transparent and ethical manner.

The Synergy difference is recognized across the province
Being a top employer is pretty awesome. Working for a top employer is even better. The team at Synergy make a difference in people's lives and in communities we live in. For us, it's not just about a job here. It's about having a purpose that really matters.
Join a financial institution where you're treated like a VIP, regardless of your balance.
Open an account with Synergy CU online in just 10 minutes – it's quick, easy, and hassle-free!