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Contest Period
"Synergy Credit Union’s This is Synergy” Contest (the “Contest”) runs from 12:00:01 am Mountain Time ("MT") on October 1, 2024, to 11:59:59 pm MT on March 31, 2025 (the "Contest Period").
Eligibility
By participating in the Contest, each Member agrees to abide by and be bound by these Official Rules and all decisions of Synergy Credit Union Ltd. (the "Sponsor''), which shall be final and binding, without the right of appeal, in all matters relating to this Contest and the awarding of the prizes, including without limitation eligibility and/or disqualification of Members.
How to Enter
NO PURCHASE IS NECESSARY.
To participate in the Contest, you must be a Synergy Credit Union member in good standing (defined below) and meet the eligibility requirements for the specific category of the draw. Members are only allowed to win one draw during the contest period and winners will be automatically excluded from any future draws in the contest period. If you were not selected as a winner, you still have the opportunity to qualify for the next draw.
- Be a Synergy member in good standing (defined below)
- Share your story to Synergy CU’s This is Synergy Member Story Online Form from 12:00:01 am MT October 1, 2024, to 11:59:59 pm MT on March 31, 2025.
- Have a MemberShare with Synergy Credit Union
- Not be a commercial, business & AG, non-profit, and/or charity member, as these accounts are excluded from this draw.
To claim the prize, the winners must:
- Be a Member in good standing.
To be "in good standing", the applicable Member and/or Member account may not be in default of any terms or conditions of the membership, account, lending or card holder agreements, and accounts in question must not have been cancelled, closed, or otherwise have had any membership privileges suspended. - Have an existing Synergy Credit Union chequing or savings account to deposit the funds.
If you don't have an account, one must be opened, subject to monthly service fees. - Successfully answered the skill testing question.
The following Members and Member accounts are not eligible for any of the contest draws:
b. Any legal entity that is owned wholly or in part by any individual described in paragraph (b) above.
c. Business accounts, estate accounts, Registered Education Savings Plans, Registered Disability Savings Plans, and all trust accounts (including personal trust accounts, family trust, minor trust, business trust accounts, professional trust accounts (e.g., legal, or real estate agent accounts), etc.)
d. Any Member who is a legal resident of the Province of Quebec at the time of Entry or as of the Contest Close Date.
- 12:00:01 am Mountain Time ("MT") on October 1, 2024, to 11:59:59 pm MT on October 31, 2024
- 12:00:01 am Mountain Time ("MT") on November 1, 2024, to 11:59:59 pm MT on November 30, 2024
- 12:00:01 am Mountain Time ("MT") on December 1, 2024, to 11:59:59 pm MT on December 31, 2024
- 12:00:01 am Mountain Time ("MT") on January 1, 2025, to 11:59:59 pm MT on January 31, 2025.
- 12:00:01 am Mountain Time ("MT") on February 1, 2025, to 11:59:59 pm MT on February 28, 2025
- 12:00:01 am Mountain Time ("MT") on March 1, 2025, to 11:59:59 pm MT on March 31, 2025
Draw Dates
The winner of each contest period will be drawn within 5 business days of the contest period end date.
Contest winner(s) will be contacted within 5 business days of the draw date and must correctly answer the skill testing question (4x3) + (100-30) via a follow up email. Failure to answer the skill testing question correctly will result in a redraw. Funds will be deposited into the Member’s designated Synergy Credit Union chequing or saving account upon successful skill testing question completion
If a Synergy representative is unable to reach the Member via Member provided contact information within 20 business days of winning draw, then the Member will forfeit the opportunity to answer the skill testing question and a redraw will occur. If the skill testing question has not been correctly filled out within 25 business days of winning the draw, a redraw will occur.
Authorization and Consent
I agree to the following:
a. I declare that the ‘This is Synergy’ Member Story submitted is (are) an original work of my own creation.
b. I agree to grant Synergy Credit Union use of my ‘This is Synergy’ Member Story submitted without remuneration for, but not limited to Synergy’s website, digital banking application, social media accounts, print materials, advertising, in branch use or posters.
c. By submitting my ‘This is Synergy’ Member Story, I give my consent for my name, home branch, and story to be publicly shared.
d. Grant permission for Synergy Credit Union to publish the winner’s name and/or photograph as it sees fit without remuneration for Synergy’s website, digital banking application, social media accounts, print materials, advertising, in branch use or posters.
e. In giving this consent, I release Synergy Credit Union, their nominees, and designees, including employees and directors, from all liability for any violation of any personal or proprietary right I may have in connection with such sale, reproduction, or use I approve of the foregoing and waive any rights in the premises.
f. I understand that this consent is in addition to, and not in substitution for, any other consent, express or implied, which I have given Synergy Credit Union to collect, use and disclose my personal information. This consent may be withdrawn by contacting Synergy Credit Union using the information above.
g. If I withdraw consent, I acknowledge that existing publications will not be withdrawn from circulation.
Personal information held by Synergy Credit Union will be retained and destroyed in accordance with Synergy Credit Union’s retention of records policies and privacy legislation.
If you have concerns or questions, please contact Synergy Credit Union at 1-866-825-3301, email webmail@synergycu.ca or visit your nearest branch.
Real Stories. Real Impact.
“Second to none”: Crude Master Transport
As the owner of Crude Masters Transport, Heath MacDonald values family, community relationships and people. These principles guide his business vision and personal ethos, giving purpose to every decision he makes. This is especially important given the boom-and-bust nature of his industry. “The oil patch is great, but only when it’s good. It’s not all cotton candy and bubblegum.”
Heath believes those who stand by you when times are tough teach you the most about loyalty, especially in financial partnerships. “Big, brand-name banks are only your friend when things are good,” he says, reflecting on learning this lesson the hard way. Although a lifelong member of Synergy Credit Union, he took his business elsewhere for a time. “That turned out to be a very expensive move,” he says. “We returned with our tail between our legs, and they took us back,” no questions asked.
This seamless homecoming taught Heath the importance of aligning with a financial partner deeply invested in the community. “Synergy’s in it for the long haul,” he says, particularly in helping local businesses succeed. “They're with you when times are good. They're there when it's not good, which helps you to continue doing business.”
For Heath, Synergy isn't just a financial institution; it's a committed partner invested in local success. He values their understanding of his business and what’s needed for growth. Describing his relationship with the credit union as “second to none,” Heath acknowledges their business insight and guidance. “We wouldn’t be here without them,” he says.
Local businesses like Crude Master Transport are the backbone of our communities. Heath's dedication and resilience have strengthened our city, and we’re honoured to support his vision every step of the way. Together, we always achieve more. This is Synergy.
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In Their Own Words: Member Testimonials
Bernadette Poppleton
"I have been a member since my parents opened an account in my name many years ago. Synergy CU has always helped us with the many loans and mortgages that are necessary while building a farm.”
Danny Churn, Owner - NSC Farms LTD.
"Synergy’s commitment to community aligns well with our business values and makes working together an easy choice."
Glenda Kenyon
"We truly feel Jason, our investment advisor, cares and is focused on our best interest when we meet with him."
Matthew Duncalfe, Owner - MTD Construction & Optimal Site Solutions
"Synergy Credit Union has significantly influenced my life. From the time I was a young teenager and my father took me to open my initial bank account, to the present day where they assist me in managing the daily operations of my business."
Garret Jones
"Service goes a long way… was helped in a timely manner, got an approval to fulfill my need so I could move forward operating a lifelong dream!"
Bernadette Poppleton
"I have been a member since my parents opened an account in my name many years ago. Synergy CU has always helped us with the many loans and mortgages that are necessary while building a farm.”
Danny Churn, Owner - NSC Farms LTD.
"Synergy’s commitment to community aligns well with our business values and makes working together an easy choice."
Glenda Kenyon
"We truly feel Jason, our investment advisor, cares and is focused on our best interest when we meet with him."
Matthew Duncalfe, Owner - MTD Construction & Optimal Site Solutions
"Synergy Credit Union has significantly influenced my life. From the time I was a young teenager and my father took me to open my initial bank account, to the present day where they assist me in managing the daily operations of my business."
Garret Jones
"Service goes a long way… was helped in a timely manner, got an approval to fulfill my need so I could move forward operating a lifelong dream!"
