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EARNING AN INCOME
The Challenges of Choosing a Career
“When I grow up, I want to be a ___________.” Depending on who you are, filling in the blank above can be an exciting, troubling or outright confusing task.
7 Tips for Tracking Down Your Dream Career
Choosing a career is tough. Whether you’re a new grad or considering a career change, it’s easy to feel overwhelmed when selecting your next gig.
Scholarship Application Time-Savers
Successful scholarship applications take considerable time and effort. Although there’s no shortcut to a quality application, there are steps you can take to make your efforts as rewarding as possible.
Three Job Interview Mindsets
It’s the night before the interview. Your outfit is all laid out, your resumé is hot off the press and you’ve Google-Mapped your route. You’ve done your company research and practised answering tough questions.
Understanding and Directing Your Withholdings
You just got your paycheque. Your eyes scan down the list of deductions and settle on the most important part—your take-home pay.
Where You Seek Financial Advice Says a Lot About You
How did you decide where to open your first bank account? Where did you learn to budget or pay bills? If you have a money question now, what do you do?
What’s Your Time Worth?
It’s hard to ignore the appeal of making real money online—after all, we live in a world where bloggers land book and movie deals...
When’s the best time to write a business plan?
Writing a business plan is an essential part of building a successful business. At its core, a business plan is a road map for your project.
Navigating Income Loss
Losing your job is stressful. Even with an emergency fund in place, it doesn’t take very long to feel the financial impact of a sudden loss of income.
Working from Home
The number of people working remotely is on the rise—and so are new trends in work-from-home fashion.
The Challenges of Choosing a Career
“When I grow up, I want to be a ___________.” Depending on who you are, filling in the blank above can be an exciting, troubling or outright confusing task.
7 Tips for Tracking Down Your Dream Career
Choosing a career is tough. Whether you’re a new grad or considering a career change, it’s easy to feel overwhelmed when selecting your next gig.
Scholarship Application Time-Savers
Successful scholarship applications take considerable time and effort. Although there’s no shortcut to a quality application, there are steps you can take to make your efforts as rewarding as possible.
Three Job Interview Mindsets
It’s the night before the interview. Your outfit is all laid out, your resumé is hot off the press and you’ve Google-Mapped your route. You’ve done your company research and practised answering tough questions.
Understanding and Directing Your Withholdings
You just got your paycheque. Your eyes scan down the list of deductions and settle on the most important part—your take-home pay.
Where You Seek Financial Advice Says a Lot About You
How did you decide where to open your first bank account? Where did you learn to budget or pay bills? If you have a money question now, what do you do?
What’s Your Time Worth?
It’s hard to ignore the appeal of making real money online—after all, we live in a world where bloggers land book and movie deals...
When’s the best time to write a business plan?
Writing a business plan is an essential part of building a successful business. At its core, a business plan is a road map for your project.
Navigating Income Loss
Losing your job is stressful. Even with an emergency fund in place, it doesn’t take very long to feel the financial impact of a sudden loss of income.
Working from Home
The number of people working remotely is on the rise—and so are new trends in work-from-home fashion.
BUYING GOODS AND SERVICES
Are Cheques Obsolete?
Cheques hold an odd place in our personal finances. In many ways, cheques seem like relics from a previous era.
Tips For Every Budgeting System
Budgets are like the New Year’s resolutions of personal finance. We all know we should have one and we all know it’s a fairly simple thing to follow.
Budgeting with 50/30/20
Budgeting is a skill that helps you make smart decisions with your money.
Use Psychology to Build a Budget
When you start looking for financial advice (or any kind of advice, for that matter), experts will share their take on what’s “good” and what’s “bad”.
Living On Your Own And “Bill Time”
Living on your own for the first time can be empowering. It means having independence and all the things that come with it.
Buying a Used Car Privately
Auto dealers are expected to sell cars that meet certain consumer protection criteria.
Breaking Up with Name Brands
Picture this scenario: you’re steering your shopping cart through the sliding doors of the supermarket, shopping list in hand.
3 Hidden Expenses of Pet Ownership
Canadian pet owners spent an estimated $8.23 billion on pets in 2017, according to Statistics Canada.
Are Cheques Obsolete?
Cheques hold an odd place in our personal finances. In many ways, cheques seem like relics from a previous era.
Tips For Every Budgeting System
Budgets are like the New Year’s resolutions of personal finance. We all know we should have one and we all know it’s a fairly simple thing to follow.
Budgeting with 50/30/20
Budgeting is a skill that helps you make smart decisions with your money.
Use Psychology to Build a Budget
When you start looking for financial advice (or any kind of advice, for that matter), experts will share their take on what’s “good” and what’s “bad”.
Living On Your Own And “Bill Time”
Living on your own for the first time can be empowering. It means having independence and all the things that come with it.
Buying a Used Car Privately
Auto dealers are expected to sell cars that meet certain consumer protection criteria.
Breaking Up with Name Brands
Picture this scenario: you’re steering your shopping cart through the sliding doors of the supermarket, shopping list in hand.
3 Hidden Expenses of Pet Ownership
Canadian pet owners spent an estimated $8.23 billion on pets in 2017, according to Statistics Canada.
SAVING
How to Counter the Effects of Inflation
When most people think of inflation, their response is usually similar to when they see a vintage advertisement: reminiscing about the cheaper prices of the past...
How to Automatically Start Saving Money
Like going to the gym or eating a healthy diet, saving money is one of those concepts that’s simple to grasp but weirdly challenging to put into practice.
Be Prepared, Because Life Happens
An emergency fund is an essential part of your personal finances. Its importance is stressed in almost every personal finance book and budgeting blog...
Avoid the Lifestyle Creep
Have you ever caught yourself daydreaming about all of the amazing lifestyle changes that await you just beyond your next pay raise?
Responding to Financial Emergencies
The COVID-19 pandemic is a sobering reminder that financial challenges come in all shapes and sizes.
Saving With New Skills
Learning a new skill has many potential benefits. It can entertain you, it can save you money, it can boost your self-confidence, and it can unlock new opportunities at school and at work.
How to Counter the Effects of Inflation
When most people think of inflation, their response is usually similar to when they see a vintage advertisement: reminiscing about the cheaper prices of the past...
How to Automatically Start Saving Money
Like going to the gym or eating a healthy diet, saving money is one of those concepts that’s simple to grasp but weirdly challenging to put into practice.
Be Prepared, Because Life Happens
An emergency fund is an essential part of your personal finances. Its importance is stressed in almost every personal finance book and budgeting blog...
Avoid the Lifestyle Creep
Have you ever caught yourself daydreaming about all of the amazing lifestyle changes that await you just beyond your next pay raise?
Responding to Financial Emergencies
The COVID-19 pandemic is a sobering reminder that financial challenges come in all shapes and sizes.
Saving With New Skills
Learning a new skill has many potential benefits. It can entertain you, it can save you money, it can boost your self-confidence, and it can unlock new opportunities at school and at work.
USING CREDIT
Credit Score Breakdown
You’ve likely heard about credit scores before (thanks to all those commercials with terrible jingles), but what do you actually know about them?
Boost Your Credit Score: 4 Myths Debunked
Credit scores are an area of personal finance that seem a lot more mysterious than they actually are.
What’s The Best Card To Use?
Think fast: what’s the most recent financial decision you made? You likely won’t have to think too far back.
How to Overcome ‘Credit Card Shyness’
News outlets and credit card companies are quick to label millennials as being credit card-shy.
Credit Score Breakdown
You’ve likely heard about credit scores before (thanks to all those commercials with terrible jingles), but what do you actually know about them?
Boost Your Credit Score: 4 Myths Debunked
Credit scores are an area of personal finance that seem a lot more mysterious than they actually are.
What’s The Best Card To Use?
Think fast: what’s the most recent financial decision you made? You likely won’t have to think too far back.
How to Overcome ‘Credit Card Shyness’
News outlets and credit card companies are quick to label millennials as being credit card-shy.
BORROWING
Finding The Loan That’s Right For You
Loans help finance some of our biggest goals in life. They can provide access to possibilities that we can’t afford upfront...
5 Ways to Lower the Cost of Tuition Before Considering a Student Loan
If you’re considering financing your university education with the help of a student loan, the smartest thing you can do for yourself is to only borrow what you truly need.
To Lease or To Finance: That is the Question!
When it comes to buying a new car, you have three options: purchasing it with cash, financing it or leasing it.
Beware of Fast Cash
Like local car dealerships and personal injury law firms, short-term and payday lenders tend to have the most annoying commercials on TV.
Buying vs. Renting a Home: Are You Getting the Right Advice?
The average person moves residences about 11 times in their lifetime.
4 Questions to Ask Yourself Before Signing a Mortgage
Asking the right questions is an important part of every financial decision you make, and home ownership is no exception.
The Dos and Don’ts of Debt Repayment
Consumer debt is an extremely contradictory part of our personal finances: it’s at once common and incredibly personal.
Finding The Loan That’s Right For You
Loans help finance some of our biggest goals in life. They can provide access to possibilities that we can’t afford upfront...
5 Ways to Lower the Cost of Tuition Before Considering a Student Loan
If you’re considering financing your university education with the help of a student loan, the smartest thing you can do for yourself is to only borrow what you truly need.
To Lease or To Finance: That is the Question!
When it comes to buying a new car, you have three options: purchasing it with cash, financing it or leasing it.
Beware of Fast Cash
Like local car dealerships and personal injury law firms, short-term and payday lenders tend to have the most annoying commercials on TV.
Buying vs. Renting a Home: Are You Getting the Right Advice?
The average person moves residences about 11 times in their lifetime.
4 Questions to Ask Yourself Before Signing a Mortgage
Asking the right questions is an important part of every financial decision you make, and home ownership is no exception.
The Dos and Don’ts of Debt Repayment
Consumer debt is an extremely contradictory part of our personal finances: it’s at once common and incredibly personal.
PROTECTING AND INSURING
5 Identity Theft Jackpots
Identity theft is nothing new, and yet it still manages to cost its victims billions of dollars (yes, that’s billions with a “b”) globally each year...
Why We Get Scammed
If you use a cellphone or have an email account, you’ve almost certainly been exposed to an attempt at mass marketing fraud.
Keep or Toss?
Every year, it’s nice to do a bit of “financial spring cleaning” and declutter the various hiding places where miscellaneous scraps of paper tend to accumulate.
5 Identity Theft Jackpots
Identity theft is nothing new, and yet it still manages to cost its victims billions of dollars (yes, that’s billions with a “b”) globally each year...
Why We Get Scammed
If you use a cellphone or have an email account, you’ve almost certainly been exposed to an attempt at mass marketing fraud.
Keep or Toss?
Every year, it’s nice to do a bit of “financial spring cleaning” and declutter the various hiding places where miscellaneous scraps of paper tend to accumulate.
FINANCIAL INVESTING
5 Good Money Habits to Boost Your Retirement Savings
Think back to your most recent savings goal. How long did you have to save in order to reach it?
It Pays To Start Saving Now
In case you haven’t heard, compound interest is the best.
Investment Vehicles
Investing can seem like a very risky, complex and fast-moving process.
Investment Strategies for These Low-Interest Times
Everyone has some idea of what it means to be money smart—however, whether or not you’ve acted on that idea is a different story!
The Secret History of the Wall Street Bull
Bulls and bears can be considered the unofficial mascots of the stock market.
Guaranteed Deposits
Investing in Guaranteed Investment Certificates can be a safe and reliable alternative to investing in the stock market for young adults.
Decoding Cryptocurrency
Should you get in on it? Is it legit? Let’s dig into this mysterious new form of money.
5 Good Money Habits to Boost Your Retirement Savings
Think back to your most recent savings goal. How long did you have to save in order to reach it?
It Pays To Start Saving Now
In case you haven’t heard, compound interest is the best.
Investment Vehicles
Investing can seem like a very risky, complex and fast-moving process.
Investment Strategies for These Low-Interest Times
Everyone has some idea of what it means to be money smart—however, whether or not you’ve acted on that idea is a different story!
The Secret History of the Wall Street Bull
Bulls and bears can be considered the unofficial mascots of the stock market.
Guaranteed Deposits
Investing in Guaranteed Investment Certificates can be a safe and reliable alternative to investing in the stock market for young adults.
Decoding Cryptocurrency
Should you get in on it? Is it legit? Let’s dig into this mysterious new form of money.
CREDIT UNION ADVANTAGE
Choosing Your Financial Institution
The very first financial decision you ever made is also one of the most important choices—where to keep your money.
5 Totally Free Things You Can Do to Support Your Local Economy
Supporting your local community is a positive thing—it builds relationships, it strengthens the local economy, and it makes your neighbourhood a happier and healthier place to work and play.
What does it mean to be a credit union member?
Even though there are over 250 credit unions in Canada, many misconceptions about their structure and their services still exist.
Why Is It Called A Credit Union?
While bank and banking are universally understood and accepted terms, the term credit union is still largely misunderstood and unknown to many.
Choosing Your Financial Institution
The very first financial decision you ever made is also one of the most important choices—where to keep your money.
5 Totally Free Things You Can Do to Support Your Local Economy
Supporting your local community is a positive thing—it builds relationships, it strengthens the local economy, and it makes your neighbourhood a happier and healthier place to work and play.
What does it mean to be a credit union member?
Even though there are over 250 credit unions in Canada, many misconceptions about their structure and their services still exist.
Why Is It Called A Credit Union?
While bank and banking are universally understood and accepted terms, the term credit union is still largely misunderstood and unknown to many.
GOLDEN YEARS
Retirement & Saving
Planning for retirement is a crucial aspect of financial management, and choosing the right retirement savings account can significantly impact your financial future.
Retirement & Taxes
Planning for retirement involves not only accumulating savings but also understanding the tax implications of various investment vehicles.
Retirement & Budgeting
Creating a retirement budget can significantly enhance your peace of mind and reduce financial stress during your golden years.
Retirement & Saving
Planning for retirement is a crucial aspect of financial management, and choosing the right retirement savings account can significantly impact your financial future.
Retirement & Taxes
Planning for retirement involves not only accumulating savings but also understanding the tax implications of various investment vehicles.
Retirement & Budgeting
Creating a retirement budget can significantly enhance your peace of mind and reduce financial stress during your golden years.
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