ProfitShares Program

SYNERGY’S SUMMER OF SMILES GOES DIGITAL MEMBER CASH GIVEAWAY CONTEST

OFFICIAL CONTEST RULES

1. Contest Period

"Synergy’s Summer of Smiles Goes Digital Member Cash Giveaway" Contest (the “Contest”) runs from 12:00:01 am Mountain Time ("MT") on June 1, 2024, to 11:59:59 pm MT on June 27, 2024 (the "Contest Period").

2. Eligibility

By participating in the Contest, each Member agrees to abide by and be bound by these Official Rules and all decisions of Synergy Credit Union Ltd. (the "Sponsor''), which shall be final and binding, without the right of appeal, in all matters relating to this Contest and the awarding of the prizes, including without limitation eligibility and/or disqualification of Members.

3. How to Enter

NO PURCHASE IS NECESSARY.

To participate in the Contest, you must be a Synergy Credit Union member in good standing (defined below) and meet the eligibility requirements for the specific category of the draw. Members are only allowed to win one draw during the contest period and winners will be automatically excluded from any future draws in the contest period.

1. New Digital Banking Member Draw (15 chances to win $1,000): To be eligible for this draw, you must:
   1. be a Synergy member in good standing (defined below)
   2. onboarded onto Synergy’s digital banking between June 1^st to June 27^th, 2024
   3. have a MemberShare with Synergy Credit Union
   4. not be a commercial, business & AG, non-profit, and/or charity member, as these accounts are excluded from this draw.

2. Active Money Manager Member Draw (15 chances to win $1,000): To be eligible for this draw, you must:
   1. be a Synergy member in good standing (defined below)
   2. logged into Synergy’s digital banking and reviewed one or more of the ‘Money Manager’ tools between June 1^st to June 27^th, 2024. A Synergy representative will confirm the member did so during that time and which tool was reviewed.
   3. have a MemberShare with Synergy Credit Union
   4. not be a commercial, business, AG, non-profit, and charity members and/or member accounts are excluded from this draw.

3. Grand Prize Draw (1 chance to win $3,000): To be eligible for this draw, you must:
   1. be a Synergy member in good standing (defined below)
   2. qualify for either the new digital banking member draw or active money manager member draw between June 1^st to June 27^th, 2024
   3. have a MemberShare with Synergy Credit Union
   4. not be a commercial, business, AG, non-profit, and charity members and/or member accounts are excluded from this draw.

To claim the prize, the winners must:

1. Be a Member “in good standing”, the applicable Member and/or Member account may not be in default of any terms or conditions of the membership, account, lending or card holder agreements, and accounts in question must not have been cancelled, closed, or otherwise have had any membership privileges suspended.
2. Have or open a Synergy Credit Union chequing or savings account to deposit the funds.
3. Correctly answer the skill testing question, (21 + 20) + (4 X 10) via follow up call or email by a Synergy Credit Union representative.

The following Members and Member accounts are not eligible for any of the contest draws:

1. Estate accounts, Registered Education Savings Plans, Registered Disability Savings Plans, and all trust accounts (including personal trust accounts, family trust, minor trust business trust accounts, professional trust accounts (e.g., legal, or real estate agent accounts), etc.).
2. Any individual who is or was an officer, director, employee, agent, or representative of Sponsor, between December 1, 2023, and the Contest Close Date, or any person who is a member of the immediate family and resides with such an individual. For the purposes of these Official Rules, "immediate family'' shall mean a parent, grandparent, child, grandchild, sibling, or spouse (whether common law or otherwise).
3. Any legal entity that is owned wholly or in part by any individual described in paragraph (b) above.
4. Any Member who is a legal resident of the Province of Quebec at the time of Entry or as of the Contest Close Date.

4. Draw Dates

The winning names will be drawn every Friday during the Contest Period. If the draw date is on a weekend or holiday, the winner will be drawn on the next business day. Winners will be posted on our Synergy Credit Union website and social media.

Draw Dates: June 7, June 14, June 21, June 28

Funds will be deposited into the Member’s agreed upon Synergy Credit Union chequing or saving account as soon as the skill testing question has been successfully answered.

If a Synergy representative is unable to reach the Member via Member provided contact information within 20 business days of winning draw, then the Member will forfeit the opportunity to answer the skill testing question and a redraw will occur.

5. Consent

Draw winners agree to the following:

1. Grant permission for Synergy Credit Union to publish the winner’s name and/or photograph as it sees fit without remuneration for Synergy’s website, digital banking application, social media accounts, print materials, advertising, in branch use or posters.
2. In giving this consent, I release Synergy Credit Union, their nominees, and designees from all liability for any violation of any personal or proprietary right I may have in connection with such sale, reproduction, or use. I certify that I am of legal age and consent and have the legal authority to execute this consent and release. I approve of the foregoing and waive any rights in the premises.
3. I understand that this consent is in addition to, and not in substitution for, any other consent, express or implied, which I have given Synergy Credit Union to collect, use and disclose my personal information. This consent may be withdrawn by contacting Synergy Credit Union using the information above.
4. If I withdraw consent, I acknowledge that existing publications will not be withdrawn from circulation.

Personal information held by Synergy Credit Union will be retained and destroyed in accordance with Synergy Credit Union’s retention of records policies and privacy legislation.