Mortgage Switch Program

Ready to move? Are you looking at different mortgage options?
Synergy will pay up to $1,500 of the fees associated with moving your mortgage.

This includes fees associated with the mortgage application, appraisal costs, registration, and discharge (does not include penalties charged by the other financial institution).


  • This offer applies to anyone who transfers their mortgages to Synergy from another financial institution.
  • Offer applies to consumer residential mortgages only.
  • Mortgages must have a principal amount of $100,000 or more.
  • Interest rate term must be 30 months or greater, and an amortization of 25 years or less.
  • Pre-authorized mortgage payments must come from a Synergy account.

Mortgage Switch Benefits:

The fee reimbursement amount will be for the amount of the fees incurred, up to a maximum amount based on the Applicant's Synergy mortgage amount - maximum fee reimbursement are tiered as follows:

  • Up to $500 fee reimbursement on a mortgage of $100,000 to $199,999
  • Up to $1,000 fee reimbursement on a mortgage of $200,000 to $299,999
  • Up to $1,500 fee reimbursement on a mortgage of $300,000 or more

Live on Your Terms: 5-Year Mortgage at 1.84%*!

30 month mortgage special 2 The balance between spending your time on what you love and your financial obligations is something we know full well takes a lot of commitment. If you own a home or are looking to purchase one, we can help make this easier.

We're excited to offer a new limited-time 5-Year mortgage option at 1.84%. This could be a great fit for anyone considering being a homeowner for the first time, purchasing a vacation property or even renewing your mortgage.

Check out your mortgage options to find one that works for you.

Let's get started:

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  • *Rate is subject to change at any time without notice.
  • Offer is subject to approved credit and payable upon funding.
  • The fee reimbursement amount will be deposited into the Applicant's Synergy account within 30 business days after mortgage funding.
  • In case of joint mortgages, the fee reimbursement amount will be divided equally amongst all mortgage holders.
  • This offer can be changed or withdrawn at any time, without notice.

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