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Member Wellness Contest
GENERAL INFORMATION
Credit Union: Synergy Credit Union
Address: 101 - 4908 42 Street Lloydminster, SK S9V 0E5
Phone: 1-866-825-3301
Email: webmail@synergycu.ca
Website: www.synergycu.ca
CONTEST DESCRIPTION and OUTLINE
If an individual submits their final results through the secure portal of the financial wellness survey they are entered for a chance to win one of eight (8) monthly draws valued at $200.00 CAD.
The individuals’ name will remain in the draw for the duration of the contest period. When a winner* is selected, they will no longer be eligible for remaining draws. A Synergy Credit Union representative will attempt to contact the winner three (3) times. If contact is not successful, the name drawn is forfeit for that month and returned into the draw at which time a new winner will be selected.
Contest period: 12:01 am MST January 17, 2022 to 11:59 pm MST August 31, 2022
Draw dates: January 31, 2022, February 28, 2022 (no winner selected), March 31, 2022, April 30, 2022, May 31, 2022, June 30, 2022, July 31, 2022, and August 31, 2022.
Draw dates: January 31, 2022, February 28, 2022 (no winner selected), March 31, 2022, April 30, 2022, May 31, 2022, June 30, 2022, July 31, 2022, and August 31, 2022.
* The winner:
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- cannot be or live in the same household as a Synergy Credit Union staff member or a member of the Board of Directors,
- does not have to be a current member of Synergy Credit Union,
- must be a Canadian resident.
CONSENT
When entering this contest, contestants agree to:
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- Granting permission for Synergy Credit Union to publish the winner’s name and/or photograph as it sees fit without remuneration for Synergy’s website, digital banking application, social media accounts, print materials, advertising, in branch use or posters.
- In giving this consent, I release Synergy Credit Union, their nominees and designees from any and all liability for any violation of any personal or proprietary right I may have in connection with such sale, reproduction or use. I certify that I am of legal age and consent and have the legal authority to execute this consent and release. I approve the foregoing and waive any rights in the premises.
- I understand that this consent is in addition to, and not in substitution for, any other consent, express or implied, which I have given Synergy Credit Union to collect, use and disclose my personal information. This consent may be withdrawn by contacting Synergy Credit Union using the information above.
- If I withdraw consent, I acknowledge that existing publications will not be withdrawn from circulation.
- Personal information held by Synergy Credit Union will be retained and destroyed in accordance with Synergy Credit Union’s retention of records policies and privacy legislation.
4 Key Pillars of Financial Wellness
SPENDING
The ability to spend less than your income directly impacts your financial wellness. The key is to be able to build savings while also having enough funds to pay bills on time and cover unexpected expenses. To do this, it is important to identify the things you want, need or desire and to budget accordingly.
Money Management: Develop an Effective Budget
Helping you achieve and maintain financial well-being is our main priority, so we’ve put together some great tips to help you set goals, stay on track and monitor your spending habits.
SAVING
Having enough liquid savings is important when unexpected expenses arise. Not only do savings minimize the overall impact of these expenses, but having savings enables us to take advantage of opportunities such as investing in a home, planning for a child’s education and preparing for a comfortable retirement.
Grow Your Savings
There are lots of ways you can build a nest egg, whether you’re starting from zero or looking to diversify your savings plan. These tips could guide you into a brighter future.
BORROWING
A manageable debt load is key to being and feeling financially well. While a credit score is not a perfect indicator of financial wellness, it is an indicator of your ability to access credit and to repay debt. Not all debt is bad, and there is help available when it comes time to borrowing funds.
Smart Borrowing
Loans and credit make good financial sense when you do it wisely. Learn more about smart borrowing for different life stages and building or repairing your credit rating.
PLANNING
Planning ahead means you’re thinking about your future. Having a financial plan in place can help us to envision our future self so that our dreams become our reality. The more knowledge you have, the better decisions you can make and the more confidence you will have doing it.
Protect What Matters
You likely have a lot more than money to protect. Explore how to put a plan in place that protects your future and the people you love.
Lean on us
Lean on us
Sometimes we need a friend to help us find our strengths, even our financial strengths. Book your time to meet with one of our Synergy experts.
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